Enterprise-Wide Risk Assessments (EWRA)
Inherent risk scored across customers, products, channels and geographies, netted against control effectiveness into a board-approved residual position.
Financial Crime & Conduct Risk Diagnostics
Our deep-dive diagnostic reviews cover the full spectrum of financial crime risks, including AML/CFT, Sanctions, Proliferation Financing, and Anti-Bribery & Corruption. We conduct granular Enterprise-Wide Risk Assessments (EWRA) that identify vulnerabilities before the regulator does.
Our methodology combines data analysis, file reviews, and stakeholder interviews to provide a clear, heat-mapped view of your risk exposure and a prioritized remediation roadmap.
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Core diagnostics
What we test
Sanctions Screening Testing
Synthetic and known-match testing of detection rates, fuzzy logic thresholds, list coverage and refresh cycles, plus alert-handling quality review.
Transaction Monitoring Calibration
Above and below-the-line testing of rules and thresholds against live data to close detection gaps and cut false positives.
KYC/CDD File Remediation
Risk-based sampling of onboarding files, gap scoring against your own standard, and a structured back-book remediation programme.
Anti-Bribery & Corruption Review
ABC policy, gifts and hospitality registers, third-party and intermediary due diligence, and conduct risk in commercial incentive structures.
Proliferation Financing Assessment
Dedicated PF risk assessment covering dual-use goods exposure, high-risk trade corridors and beneficial ownership opacity.
Data Quality & Lineage Testing
Verification that the customer and transaction data feeding your screening and monitoring systems is complete, current and correctly mapped.
Remediation Roadmap
Findings ranked by severity and effort, with owners, milestones and evidence requirements the regulator can follow.
The risk domains we cover
A single diagnostic view across every financial crime and conduct risk your supervisor will ask about.
Money laundering
Placement, layering and integration typologies mapped to your actual customer and product mix.
Terrorist financing
Low-value, high-risk patterns and typologies aligned to UAE national risk assessment findings.
Sanctions
UN, UAE local terrorist list, OFAC, EU and UK regime exposure, ownership aggregation and evasion typologies.
Proliferation financing
Dual-use goods, trade finance corridors and opaque ownership structures under targeted financial sanctions.
Bribery & corruption
Third-party intermediaries, facilitation payments, public official exposure and incentive-driven conduct risk.
Conduct & market abuse
Mis-selling, suitability, conflicts of interest, insider dealing and market manipulation controls.
Our diagnostic methodology
01
Scope & data capture
Entity perimeter, risk taxonomy and data extraction agreed, with interview schedule set across first and second line.
02
Testing & analysis
Data analytics, file sampling, screening and monitoring testing, and stakeholder interviews run in parallel.
03
Heat map & findings
Residual risk plotted by domain and business line, each finding evidenced and rated for severity.
04
Roadmap & readout
Prioritized remediation plan with owners and milestones, presented to the board or audit committee.
What you get
Commissioned by banks, exchange houses, payment and virtual asset firms, brokers, insurers and DNFBPs — ahead of an inspection, after a finding, or as annual independent challenge to the compliance function.
A board-ready EWRA that meets supervisory expectations
Evidenced testing results for screening and monitoring effectiveness
A heat-mapped view of exposure by business line and risk domain
A prioritized remediation roadmap with owners and deadlines
Vulnerabilities identified before the regulator finds them
FAQ
Common questions
What is an Enterprise-Wide Risk Assessment (EWRA)?
A documented assessment of inherent money laundering, terrorist financing, proliferation financing and sanctions risk across customers, products, channels and geographies, scored against control effectiveness to produce a board-approved residual risk position.
How often should an EWRA be refreshed?
At least annually, and whenever there is a material change — a new product, market, delivery channel, acquisition or significant regulatory development.
What does sanctions screening testing involve?
Controlled testing using synthetic and known-match data to measure detection rates, fuzzy matching thresholds, list coverage and refresh frequency, alongside a review of alert handling and escalation quality.
What is transaction monitoring calibration?
Above and below-the-line testing of rules and thresholds against actual transaction data to reduce false positives, close detection gaps and evidence that scenario coverage matches assessed risk.
How long does a diagnostic review take?
Typically four to eight weeks depending on entity count, data availability and sample size, concluding with a heat-mapped report and prioritized roadmap.
Will the findings be usable with our regulator?
Yes. Every finding is evidenced, severity-rated and traceable to source data or file references, in the format supervisors expect to see during inspection.